Segregated Funds

Universal life insurance is permanent life insurance that provides a lump sum benefit to beneficiaries on the death of the life insured.  Premiums can be level and cash values can be used as an eventual source of cash or can be added to proceeds after death.

The cash value of permanent universal life insurance grows tax deferred.  You have the option of investing a minimum premium up to a maximum premium each year.  Any premium above the minimum premium can be invested into various options such as equity link investments or index funds or even into a simple investment account.

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