The Canadian housing finance system has benefited over the years from the simplicity and stabilizing effect of mandatory mortgage loan insurance. This insurance eliminates the risk to lenders, allowing them to offer borrowers like you mortgage funding at much lower…
Business Protection Insurance is a way of protecting your business. Essentially there are five elements to Business Protection Insurance:- Key person insurance – also known as key man insurance Director / Shareholder protection Partnership protection Business loan protection Sole Trader…
While travelling outside your own province of residence in Canada, some medical and paramedical expenses may only be partially covered by your provincial health insurance program. Whether you travel frequently or occasionally, there is a plan that’s right for you.…
Health Coverage for Visitors and New Immigrants to Canada As a visitor or new immigrant to Canada, you are not covered under the Ontario Health Insurance Plan (OHIP). For new residents, there is a waiting period of up to three…
Super Visa Insurance – Comprehensive Coverage for Your Loved Ones As a visitor or new immigrant to Canada, you are not covered under the Ontario Health Insurance Plan (OHIP). For new residents, there is a waiting period of up to…
Protecting your estate requires careful planning and knowledge of family, estate and income tax laws. It is vitally important to enlist the help of a lawyer as well as an independent advisor. Unless you leave everything to your spouse when…
Critical illness insurance provides a tax-free sum of cash usually 30 days after the diagnosis of life-altering illnesses, such as a heart attack, stroke or cancer* . Critical illness insurance is most often recommended to individuals who want to eliminate…
This plan is suitable for those Canadians who are not covered by an employer group health plan and, therefore, are vulnerable to health care costs not covered by your Government Health Insurance Plan. That supplemental health care coverage becomes their…
Disability insurance provides tax-free monthly income if an individual is unable to do the substantial duties of one’s occupation due to an injury or sickness. Monthly Benefit Amount can be up to approximately 70 % of employment income. Elimination Period…