Disability

Disability insurance provides tax-free monthly income if an individual is unable to do the substantial duties of one’s occupation due to an injury or sickness.

Monthly Benefit Amount can be up to approximately 70 % of employment income.

Elimination Period is the period of time when no benefits are payable, generally 30-120 days to two years.

Benefit Period is the length of time benefits will be payable.  Time periods typically range from two years to age 65.

Waiver of Premium is a built-in feature allowing the premium to be waived after 90 days of disability.

Call us today at 905.405.1200 or Contact Us to discuss about your insurance needs and how to secure your financial future and protect your assets!