Critical Illness

Critical illness insurance provides a tax-free sum of cash usually 30 days after the diagnosis of life-altering illnesses, such as a heart attack, stroke or cancer* .

Critical illness insurance is most often recommended to individuals who want to eliminate debt, replace lost income or seek alternative treatment after being diagnosed with a life-altering illness.

Once your policy is approved, your premiums are set out and guaranteed in your policy.

Your critical illness insurance plan can be designed to meet your specific needs.  Flexibility is built into the program to provide you a choice of temporary and or permanent coverage options.

You can add a feature that guarantees you a tax-free refund of premiums paid, after 15 years at the expiry of the policy or should you die while the policy is in force and you have not made a claim for critical illness insurance.

*Cancer benefit is paid 90 days following diagnosis

Call us today at 905.405.1200 or Contact Us to discuss about your insurance needs and how to secure your financial future and protect your assets!